By Jerome Carlo Paunan
MANILA (PIA) — Pag-IBIG Fund has declared a historic P64.34 billion in dividends for 2025, marking the highest payout in the agency’s 45-year history.
The record-breaking distribution was announced Friday during the Chairman’s Report at the Philippine International Convention Center, highlighting a dividend rate of 6.62% for Regular Savings and 7.12% for the Modified Pag-IBIG 2 (MP2) Savings.
The move aligns with President Ferdinand R. Marcos Jr.’s “Bagong Pilipinas” vision of economic upliftment, ensuring that the financial gains of government institutions are felt directly by Filipino laborers.
“This past year, we reaffirmed Pag-IBIG Fund’s role as the country’s leading institution for housing finance and savings,” said Jose Ramon P. Aliling, Secretary of the Department of Human Settlements and Urban Development (DHSUD).
Aliling, who chairs the Pag-IBIG Fund Board of Trustees, emphasized that the 98.6% payout ratio far exceeds the 70% minimum required by law.
He noted that the agency’s strong performance supports the administration’s Expanded Pambansang Pabahay Para sa Pilipino (4PH) Program by keeping housing loans affordable while maximizing member returns.
The 2025 performance was bolstered by a net income of P65.28 billion, driven by record-high membership savings collections of P160.41 billion and robust investment earnings.
Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said the fund’s growth allows for a unique balance of high returns and social service. In 2025, the agency released a record P140.54 billion in housing loans, benefiting 90,727 families.
“When Pag-IBIG performs well, our members benefit the most,” Acosta said. “Our members deserve nothing less than the highest level of public service and the most responsible management of their hard-earned savings.”
Members can expect dividend credits to reflect in their accounts in the coming days. The agency encouraged contributors to check their updated balances through the Virtual Pag-IBIG platform. (JCO/PIA-NCR)
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